Being able to save money is an indirect way to get free money. Some free investing apps offer free stock shares to new members. These apps may require a minimum $100 initial deposit to get the free shares. Each share can be be worth few dollars or, in some cases, over $100. Your employer’s 401 (k) matching program is probably the single best source of free money in existence. How this works is your company adds money to your retirement account when you contribute.

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